Consumer Duty

What is Consumer Duty

  • Consumer Duty is part of the FCA's strategy to make financial services work better for customers.
  • It sets out clearer and higher expectations for the standard of care firms give customers.
  • It requires firms to act in good faith, avoid foreseeable harm to their customers and support and empower them to make good financial decisions.
  • Mortgage lenders like Tandem, are required to provide brokers with all the information they need to help them meet their responsibility as distributors of our products.

Product Information Sheets

To give you the confidence you need to recommend Tandem's products and services to your clients, these documents provide an overview of each product and detail the outcome of our assessments against the Consumer Duty Outcomes.

Residential Mortgages


Residential Bespoke Mortgages


Expat Residential Mortgages


Buy to Let Mortgages


Home Loans - 2nd Charge Lending


Tandem’s approach to Consumer Duty

Our main aim is to help you continue to deliver good outcomes to your clients. As part of Tandem's commitment to the FCA's new Consumer Duty Principle, we've conducted product reviews to ensure:

Our range of products and services meet the needs of our consumers and offer fair value for their money.

Consumers are equipped with the information to make effective, timely and informed decisions about products and services.

Consumers receive a high level of service and support from our dedicated support teams.

Further information:

FCA Consumer Duty Overview
Find out more
What is the price and value outcome?
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Explaining the Consumer Duty consumer understanding outcome
Find out more
Please note, this information is intended for intermediary use only and should not be provided to customers.Should you have any questions regarding Consumer Duty, please do not hesitate to contact us at